American Capital Funding

Acceleration
Adjustable Rate Mortgage (ARM)
Adjustment interval
Amortization
Annual percentage rate (APR)
Appraisal
Assessment
Assumption
Balloon (payment) mortgage
Blanket Mortgage
Broker
Buy-down
Cash Flow
Caps (interest)
Caps (payment)
Certificate of Eligibility
Certificate of Reasonable Value (CRV)
Certificate of veteran status
Closing
Commitment
Contract sale or deed
Conventional loan
Credit Report
Debt-to-Income Ratio
Deed of trust
Default
Deferred interest
Delinquency
Department of Veterans Affairs (VA)
Down Payment
Due-on-Sale-Clause
Earnest Money
Entitlement

Equal Credit Opportunity Act (ECOA)
Equity
Escrow
Fannie Mae
Federal Home Loan Mortgage Corporation(FHLMC) "Freddie Mac"
Federal Housing Administration (FHA)
Federal National Mortgage Association (FNMA) "Fannie Mae"
FHA loan
FHA Mortgage Insurance
FHLMC
Fixed Rate Mortgage
FNMA
Foreclosure
Freddie Mac
Ginnie Mae
Graduated Payment Mortgage (GPM)
Guaranty
Hazard Insurance
Housing Expenses-to-Income Ratio
Impound
Index
Lien
Loan-to-Value Ratio
Margin
Market Value
MIP (Mortgage Insurance Premium)
Mortgage Insurance
Negative Amortization
Net Effective Income
Non Assumption Clause
Origination Fee
PITI
Pledged account Mortgage (PAM)
Points (loan discount points)

Power of Attorney
Prepaid Expenses
Prepayment
Prepayment Penalty
Primary Mortgage Market
Principal
Private Mortgage Insurance(PMI)
Recision
Recording Fees
Refinance
Renegotiable Rate Mortgage
RESPA
Reverse Annuity Mortgage (RAM
Second Mortgage
Secondary Mortgage Market
Servicing
Shared Appreciation Mortgage (SAM)
Simple Interest
Survey
Title
Title Insurance
Title Search
Truth-In-Lending
Two-Step Mortgage
Underwriting
Usury
VA Loan
VA Mortgage Funding Fee
Verification of Deposit (VOD)
Verification of Employment (VOE)
Warehouse Fee
Wraparound Mortgage

Loan availability is subject to loan amount. APR and terms subject to change. Rates and APRs vary depending on loan details, such as: points, loan amount, loan-to-value, credit, type of property, and occupancy.